We are building a RAD platform a first P2P platform for cryptо-secured lending. What is a cryptо-secured lending? When lenders lend money to a borrower, they usually want to see a collateral to secure the repayment of the loan. In a mortgage, a house is a collateral, in a car loan, a car is a collateral. We propose a concept of cryptо-secured lending when the loan is secured by borrower’s cryptо holdings.